Mariahoeveplein 50 2501 TV The Hague The Netherlands AEGON N.V., one of the world's ten largest listed life insurance groups, is a prime example of the move toward larger units in the insurance industry. The company's formation is due to the merger in the late 1960s of two insurance firms, AGO and Ennia. The history of these firms is the story of combining smaller companies into larger and more c…
151 Farmington Avenue Hartford, Connecticut 06156-0001 U.S.A. Company Perspectives: Aetna is dedicated to helping people achieve health and financial security by providing easy access to safe, cost-effective, high-quality health care and protecting their finances against health-related risks. Building on our 150-year heritage, Aetna will be a leader, cooperating with doctors and hospitals, employ…
1932 Wynnton Road Columbus, Georgia 31999 U.S.A. Company Perspectives: AFLAC insures more than 40 million people in the United States and Japan with a variety of supplemental insurance products. Our mission is to provide the best supplemental insurance value in the marketplace. Although AFLAC is the leading provider of individual insurance at the worksite in the United States and the largest fore…
1211 Avenue of the Americas New York, New York 10036 U.S.A. Alexander & Alexander Services Inc. (A&A) is the second largest insurance brokerage company, and the largest retail insurance broker, in the world. Through a network of subsidiaries and affiliates, A&A acts as intermediary between clients (usually corporations) and insurance underwriters, receiving a commission based on the premium paid …
Königinstrasse 28 D-80802 Munich Germany Company Perspectives: Our strategic objectives and our priorities reflect our commitment to making full use of the tremendous business opportunities brought about by the profound transformation of our markets. In this process we are guided by five long-term business principles. We believe that we can best serve our shareholders by giving priority to our c…
Königinstrasse 28 D-80802 Munich 44 Germany In terms of gross premium income, Allianz Aktiengesellschaft Holding is the largest insurer in Europe and the second-largest insurer worldwide, behind only Japan's Nippon Life. In addition to its number one position in Germany, Allianz is the largest insurer in Hungary, the second-largest in Italy, the fourth-largest in Austria, and the fifth-largest i…
Aachener und Münchener Allee 9 D-52074 Aachen Germany Company Perspectives: Fehler! Textmarke nicht definiert. Security on the basis of success: AMB Group, which more than 175 years ago was founded as a regional fire insurance company, has grown to be the third largest German direct insurance group today. That success is substantially attributable to a strategic approach based on a partnership c…
One East Fourth Street Cincinnati, Ohio 45202 U.S.A. Company Perspectives: American Financial Group strives to deliver financial solutions that fulfill today's needs and tomorrow's dreams--to be a trusted partner delivering long-term value to our customers, employees, and investors. Our purpose is to enable individuals and businesses to manage financial risk. We provide insurance products and ser…
123 North Wacker Drive Chicago Illinois 60606 United States Aon is a Gaelic word meaning "unity." When the former Combined International Corporation adopted Aon as its name, in 1987, the word was chosen to represent one of the most diversified groups of insurance companies in the United States. Through its subsidiaries the Aon Corporation underwrites a broad line of accident and health insurance,…
123 North Wacker Drive Chicago, Illinois 60606 U.S.A. Company Perspectives: In Gaelic, our name connotes "oneness." To our clients, that means bringing together innovative professionals from around the globe into a single, unified organization created to provide unsurpassed service and groundbreaking business solutions. Chicago-based Aon Corporation is one of the largest insurance brokerage and c…
Piazza Duca degli Abruzzi, 2 34132 Trieste Italy Founded in Trieste in 1831, Assicurazioni Generali SpA is the largest insurance company in Italy and the fifth-largest in Europe. Very active outside its home market from the very beginning, Generali derives more than two-thirds of its premium income from outside Italy. Generali subsidiaries and agencies are located in more than 40 countries worldw…
23, avenue Matignon Paris 75008 France AXA, an insurance group with mutual companies at the head of its financial structure, is the second-largest insurance group in France and the 30th largest in the world. Although it has only been operating under its present name since 1984 and is located in Paris, AXA's roots are in 19th-century Normandy. After a rather uneventful history before the 1950s, it…
Gereonsdriesch 9-11 50670 Köln Germany Company Perspectives: We offer a comprehensive line of coverage in all areas of personal and property insurance, focused on the needs of private, commercial and industrial clients. We promote a solid foundation for assets and the financial security of our clients by means of an extensive variety of financial services: construction financing, bond funds, rea…
1099 North Meridian Street Indianapolis, Indiana 46204 U.S.A. Baldwin & Lyons, Inc. sells and underwrites casualty insurance for the trucking industry. The company provides insurance coverage through two main subsidiaries: Protective Insurance Company and Sagamore Insurance Company. Protective Insurance, which is licensed in all 50 states and Canada, insures large and medium-sized trucking fleets…
220 South Ridgewood Avenue Daytona Beach, Florida 32114 U.S.A. Company Perspectives: Brown & Brown is a lean, decentralized, highly competitive, profit-oriented sales and service organization comprised of people of the highest integrity and quality, bound together by clearly defined goals and prideful relationships. With offices in 24 states, Brown & Brown, Inc. is the ninth largest insurance bro…
P.O. Box 419458 Kansas City, Missouri 64141 U.S.A. Insurance and financial services company Business Men's Assurance Company of America (BMA) is a member of the Generali Group, one of the world's largest insurance organizations. BMA serves individuals and business owners through the sale of life and disability insurance, annuities, and employee benefit programs. The company is one of the country'…
680 Fourth Avenue Louisville, Kentucky 40232 United States Capital Holding Corporation is a major provider of insurance and other financial services in the United States, Europe, and the Far East. The firm's predecessor and now its largest subsidiary, Commonwealth Life Insurance Company, traces its heritage back to the turn of the century, when the company sold its first life insurance policy to …
355 Shuman Boulevard P.O. 3012 Naperville, Illinois 60566-7012 U.S.A. Company Perspectives: As a fraternal benefit society, the Catholic Order of Foresters is committed to planting the seeds of community and caring by offering valuable benefits that provide a solid base of lifetime financial stability to our members. The word fraternal refers to brotherhood and friendship--and that's what Catholi…
16 Chaowai Avenue Chaoyang District Beijing 100020 China Company Perspectives: Our Mission: Work for the well-being of the people and revitalize national life insurance industry. China Life Insurance Company Limited is the largest life insurer in the People's Republic of China. The company offers individual life insurance, group life, accident insurance, and health insurance policies. China Life …
One Liberty Place Philadelphia, Pennsylvania 19192-1550 U.S.A. Company Perspectives: At CIGNA, we intend to be the best at helping our customers enhance and extend their lives and protect their financial security. Satisfying customers is the key to meeting employee needs and shareholder expectations, and will enable CIGNA to build on our reputation as a financially strong and highly respected com…
CNA Plaza 333 South Wabash Avenue Chicago, Illinois 60685 U.S.A. Company Perspectives: We are committed to remaining focused on our core businesses of insurance and insurance services. We are committed to remaining financially strong and stable, so that we will be here to keep our promises to you, no matter how many years in the future those promises must be kept. As the unified holding company f…
St. Helen's 1 Undershaft London EC3P 3DQ United Kingdom Commercial Union (CU) has been one of the leading names in insurance for more than one hundred years. In terms of premium income it is among the top three British composite--life and non-life--insurance companies. Its subsidiaries provide all types of insurance--fire, motor, accident, marine, aviation, and life, and from its earliest days CU…
622 Third Avenue New York New York 10017 United States Empire Blue Cross and Blue Shield (Empire) is the largest private not-for-profit health insurer in the country. It provides both hospital and physician coverage for approximately ten million customers in the 28 counties of eastern New York State, including the greater New York City area. Empire was created by the 1985 merger of Blue Cross and…
100 Erie Insurance Place Erie, Pennsylvania 16530 U.S.A. Company Perspectives: Our founder, H.O. Hirt, said it in four words: We are the competition. The key to our stability and growth is the continued development of competitively priced, quality insurance products that are delivered by an exceptional network of independent Agents. In addition to our superior products and service, we've powered …
95 Wellington Street West Suite 800 Toronto, Ontario M5J 2N7 Canada Company Perspectives: Fairfax Financial Holdings Limited is a financial services holding company whose corporate objective is to achieve a high rate of return on invested capital and build long-term shareholder value. Toronto-based Fairfax Financial Holdings Limited, a dealer in insurance and reinsurance services, has gained noto…
344 Route 9W Glenmont, New York 12077 U.S.A. Company Perspectives: Over the years, Farm Family has earned a solid reputation, with an established tradition of trust. Farm Family agents are insurance professionals who recognize that personal service is the key to meeting individual and business concerns. Farm Family Holdings, Inc. is a holding company that was formed in 1996 as part of a plan to c…
4680 Wilshire Boulevard Los Angeles, California 90010 U.S.A. Company Perspectives: To simply say that Farmers is an America success story would be to ignore important elements that make up the company as a whole. It is indeed a successful company, and one with a rich history. A history of innovation and dedication. Farmers Insurance Group of Companies was a wholly owned subsidiary of B.A.T. Indus…
4050 Calle Real Santa Barbara, California 93110 U.S.A. Company Perspectives: Our company was founded on five corporate precepts--Bias for Action, Autonomy and Entrepreneurship, Close Customer Relationships, Minimal Bureaucracy and Employee Ownership. Fidelity National Financial Inc., the nation's top title insurance company, found early success by concentrating on the residential real estate mark…
11444 West Olympic Boulevard Los Angeles California 90064 United States Incorporated in 1969, First Executive Corporation (FE) is a holding company engaged in the life insurance industry through its two principal subsidiaries--the California-based Executive Life Insurance Company (EL) and the Executive Life Insurance Company of New York (EL-NY). Insurance products include immediate and deferred a…
3400 Data Drive Rancho Cordova, California 95670 U.S.A. Foundation Health Corporation is a leading U.S. provider of managed healthcare services for industry and government. Through its subsidiaries, Foundation served approximately 2.7 million Americans in 1993. The company also provides various insurance, workers compensation, and specialty services. Foundation emerged from financial distress in …
One Geico Plaza Washington, D.C. 20076 U.S.A. Company Perspectives: Ever since our beginning, the GEICO name has been synonymous with outstanding service. Instead of using agents, we've marketed directly to customers. At first, those customers were exclusively government workers. In 1958, the company began serving other customers as well. In 1980, GEICO became the first insurer to provide 24-hour…
Pitheavlis Perth United Kingdom PH2 ONH General Accident is the holding company for General Accident Fire and Life Assurance Corporation, which is the third-largest composite insurance group in the United Kingdom. The company was founded in Perth, Scotland, in 1885 at the height of the Industrial Revolution, when Great Britain had become known as the "workshop of the world." British preeminence a…
Financial Centre 695 East Main Street Stamford, Connecticut 06904-2351 U.S.A. Company Perspectives: At General Re, our aim is to be the first choice provider of risk assessment and risk transfer solutions for our clients. We intend to anticipate and meet or exceed the needs and expectations of our clients worldwide. As we strive to be the best we can be, we are committed to an attitude of Continu…
Royal Exchange London EC3V 3LS United Kingdom Once one of the largest composite insurers in the United Kingdom, Guardian Financial Services, known previously as Guardian Royal Exchange plc, provided life and non-life insurance services as well as financial and investment services to customers in the United Kingdom and abroad. The company struggled in the 1990s, in part due to intense competition …
8000 West 78th Street Minneapolis, Minnesota 55439 U.S.A. Health Risk Management, Inc. (HRMI) markets integrated healthcare services to both healthcare purchasers and providers. The company distinguishes itself from others in the managed-care field with its emphasis on entering the care management picture during instead of after the diagnostic process. HRMI's range of services include: care revie…
225 North Main Street Pueblo, Colorado 81003 U.S.A. Health Systems International, Inc. (HSI) was formed in January 1994 by the merger of QualMed and Health Net, two leading managed health care providers. Serving about 1.4 million members in several western states, particularly California and Colorado, the company benefitted from the innovative and aggressive operational strategies of QualMed and …
120 Fifth Avenue Pittsburgh, Pennsylvania 15222-3099 U.S.A. Company Perspectives: Highmark's mission is to provide Pennsylvanians with access to affordable health care insurance regardless of age, health, or occupation. Highmark Inc. is the eighth largest health insurer in the nation, with annual revenues of over $7.4 billion. The company provides health care coverage in Pennsylvania and offers d…
1 Horace Mann Plaza Springfield, Illinois 62715-0001 U.S.A. Company Perspectives: For more than 50 years, Horace Mann's greatest strength has been its commitment to meeting the insurance needs of America's educators and their families. This focus has made the company a leader in its field, a position it maintains by offering high-quality, competitively priced products and a superior level of cust…
The Humana Building 500 West Main Street Louisville, Kentucky 40202 U.S.A. One of the largest publicly traded managed healthcare companies in the United States, Humana Inc. has about 6.2 million people enrolled in its health plans, which are available in 16 states and Puerto Rico. Nearly 45 percent of these customers are in Florida, Illinois, and Texas. Principally offering health maintenance org…
1330 Avenue of the Americas New York, New York 10019-5422 U.S.A. Once known primarily as a telecommunications company, the International Telephone and Telegraph Corporation (ITT) has interests in financial and business services, the manufacture of automotive and defense products, and hotels. ITT's history is interwoven with the lives of three men: Col. Sosthenes Behn, Harold Geneen, and Rand V. A…
5901 Executive Dr. Lansing, Michigan 48911 U.S.A. Jackson National Life Insurance Company is one of the top life insurance companies in the United States, with 17 regional offices, 80,000 agents, and customers in 45 states and the District of Columbia. Jackson National began as a small, regional life insurance carrier in 1961. The company was founded by A. J. (Tony) Pasant, a Lansing, Michigan, i…
John Hancock Place Boston, Massachusetts 02117 U.S.A. Company Perspectives: The mission of John Hancock is to be the highest quality financial services company. We offer a broad range of insurance and financial products and services nationally and internationally to meet the needs of our customers and provide our customers with the highest quality service. We maintain superior financial strength,…
125 Broad Street New York, New York 10004 U.S.A. What do the Titanic, Boeing jets, the racehorse Secretariat's bloodline, and industrialist Andrew Mellon's business properties have in common? At one time or another in its 150-year history, Johnson & Higgins brokered the insurance coverage for each of these disparate entities. With over 8,400 employees worldwide and $1 billion in annual revenues, …
1 Kaiser Plaza Oakland, California 94612 U.S.A. Company Perspectives: As a not-for-profit organization, we are driven by the needs of our members and our social obligation to provide benefit for the communities in which we operate, rather than the needs of shareholders. Social benefit activities include assistance to the uninsured and special populations; training new health professionals; introd…
315 Park Avenue South New York, New York 10010 U.S.A. Company Perspectives: The Company concentrates on return on investment and cash flow to build long-term stockholder value rather than emphasizing volume or market share. Additionally, the Company continuously evaluates the retention and disposition of its existing operations and investigates possible acquisitions of new businesses in order to …
1166 Avenue of the Americas New York, New York 10036-2774 U.S.A. Company Perspectives: While MMC has changed over the years, its values, culture, and approach to governance haven't changed much at all. We are dedicated to client service. Throughout its history, MMC has served as a trusted advisor, providing clients with analysis, advice, and transactional capabilities. We seek to attract and deve…
1295 State Street Springfield, Massachusetts 01111-0001 U.S.A. Company Perspectives: We strive to serve our clients not just at one moment in time, but over the lifetime of their relationship with us. We help individuals, families, and institutions assess and plan for the future. Massachusetts Mutual Life Insurance Company (MassMutual) has changed slowly over a long period of time, and by doing s…
1295 State Street Springfield Massachusetts 01111 United States Massachusetts Mutual Life Insurance Company has changed slowly over a long period of time, and by doing so has undergone a complete metamorphosis: from personal insurer to financial giant. Today MassMutual insures individuals, businesses, and groups. The firm has also expanded into other fields, and is now a major pension manager, in…
Via Francesco Sforza 15, Palazzo Meucci-Milano 3 20080 Basiglio, Milano Italy Company Perspectives: Mission: When Ennio Doris founded the Mediolanum Group in 1982, the mission he had in mind was "to enhance the financial resources of Italian families and to satisfy their insurance, pension, savings and investment needs." Holding company Mediolanum S.p.A. offers a broad range of private banking an…
4484 Wilshire Boulevard Los Angeles, California 90010 U.S.A. Company Perspectives: Today, as many other insurers are exploring alternative means of distribution, becoming in part direct writers and, in some cases, placing themselves in direct competition with their own appointed agents, Mercury has reemphasized its commitment to the agency system by adopting strategies which involve the agent eve…
1 Madison Avenue New York New York 10010 United States Metropolitan Life Insurance Company is the second-largest life insurer in the United States. The company has been a leader in the field since shortly after it was established. Metropolitan grew by providing insurance for the worker--small policies with premiums collected each week. The company dominated the field for most of the 20th century.…
1 Madison Avenue New York, New York 10010-3690 U.S.A. Company Perspectives: For its future success, the company can draw on the reservoir of history that has produced an enduring set of corporate values based on over 130 years of integrity, social responsibility, strong leadership, financial strength, and innovative products and services. Metropolitan Life Insurance Company (MetLife) has a long h…
West Tower, Otemachi First Square 5-1-1 Otemachi Chiyoda-ku, Tokyo 100-0004 Japan Company Perspectives: The Millea Group is committed to the continuous enhancement of corporate value with customer trust as the base of all its activities. By providing customers with the highest quality products and services, we will spread safety and security to all around us. Millea Holdings Inc. was created in 2…
3-9, Kanda-surugadai Chiyoda-ku, Tokyo 101-11 Japan Mitsui Marine and Fire Insurance Company is the third-largest non-life insurance company in Japan. With about 46,000 agencies in operation, Mitsui offers domestic customers a full range of auto, fire, personal accident, and liability insurance. Mitsui's roots lie in the shipping business of its former parent, Mitsui Bussan. The company has devel…
1-2-3, Ohtemachi, Chiyoda-ku Tokyo 100 Japan Among the top life insurers in the world, Mitsui Mutual Life Insurance Company for years also has ranked sixth among its Japanese competitors in premium income, contracts in force, and assets. Along with The Mitsui Trust & Banking Company and Mitsui Marine and Fire Insurance Company, Mitsui Mutual functions in the banking and finance sector of the Mits…
1701 First Avenue P.O. Box 2005 Rock Island, Illinois 61204-2005 U.S.A. Company Perspectives: Members of Modern Woodmen share an active commitment to three things: Financial Security. Modern Woodmen members believe in keeping families together, financially secure and independent; Positive Family Life. Members believe that the developmental, emotional and social needs of individuals are important …
26 Harbor Park Drive Port Washington New York 11050 U.S.A. Company Perspectives The focus of NMHC's Total Healthcare Solutions is on outcomes--better health outcomes for members and better cost outcomes for plan sponsors. This unique approach is based on our ability to access and analyze a rich set of pharmacy and medical claims data across the entire health plan. With this information and intell…
51 Madison Avenue New York New York 10010 United States New York Life Insurance Company is one of the five largest mutual insurance companies in the United States. It has provided its policyholders with financial security and investment opportunities since 1841. As a mutual company, New York Life is owned solely by its policyholders, to whom it pays annual dividends and provides long-term coverag…
51 Madison Avenue New York, New York 10010 U.S.A. Company Perspectives: Our Mission--New York Life and its affiliates are in the business of providing financial security through insurance and other products. We are committed to being the soundest, strongest, and easiest company to do business with. Every decision we make, every action we take has one overriding purpose: To be here when our custom…
720 East Wisconsin Avenue Milwaukee Wisconsin 53202 United States Northwestern Mutual Life Insurance Company (NML), the tenth-largest U.S. company in 1989 ranked by assets, offers life and disability insurance as well as a variety of annuities. NML is the only one of the ten largest U.S. insurance companies to have been chartered west of Philadelphia. It remained a specialty company, issuing only…
720 East Wisconsin Avenue Milwaukee, Wisconsin 53202-4797 U.S.A. Company Perspectives: The ambition of Northwestern has been less to be large than to be safe; its aim is to rank first in benefits to policyowners rather than first in size. Valuing quality above quantity, it has preferred to secure its business under certain salutary restrictions and limitations rather than to write a much larger b…
136 North Third Street Hamilton, Ohio 45025-0001 U.S.A. Ohio Casualty Corp., which celebrated its 75th anniversary in 1994, ranks as one of the United States's top 35 stock insurance holding companies, with $3.8 billion in assets. The vast majority (97 percent) of the firm's business is in property-casualty insurance, including private passenger auto, homeowners, inland marine, workers' compensat…
601 Southwest Second Avenue Portland, Oregon 97204 U.S.A. Company Perspectives: ODS Health Plans will be the premier carrier in the fields of dental and medical health insurance by focusing on its customers, the brokers who facilitate our ability to win business, the employers who buy our products, the insureds who use our products and services, and the health care professionals who provide these…
800 Connecticut Avenue Norwalk, Connecticut 06854 U.S.A. Company Perspectives: Overall member satisfaction with our health plans is a key factor driving our growth. We attribute this largely to the high-quality, personal care and service our members feel they receive from Oxford. Operating in five northeastern states, Oxford Health Plans, Inc. is a leading provider of health benefit plans. The co…
25 Bull Street Savannah, Georgia 31401-0847 U.S.A. Company Perspectives: Ranked as one of the nation's leading professional services firms, Palmer & Cay's mission is to provide creative solutions in the areas of insurance, risk management, employee benefits, compensation and investments. As independent advisors, we offer practical and cost-effective solutions from an unbiased perspective and our …
601 Poydras Street New Orleans, Louisiana 70130 U.S.A. Company Perspectives: We Will--It's the purest expression of what we do. It represents our commitment, our goals, and our vision. It is who we are. We will help people secure their financial futures. We will help companies find financial solutions for their employees. We will provide peace of mind through personal and financial performance. I…
711 High Street Des Moines Iowa 50392 United States Principal Mutual Life Insurance is the primary member of The Principal Financial Group. The Principal Financial Group encompasses 20 insurance and financial-services companies, most of which are subsidiaries of Principal Mutual Life Insurance Company, which is among the ten-largest mutual life insurance companies in the United States. Other comp…
751 Broad Street Newark New Jersey 07102 U.S.A. Company Perspectives Prudential Financial's distinctive rock logo and Prudential's name are among the most enduring brands in U.S. corporate history. The company's long history is a testament to the quality it has provided its customers. In addition to the level of service, Prudential Financial is today recognized for the breadth of products and ser…
Laurence Pountney Hill London EC4R 0HH United Kingdom Company Perspectives: At Prudential our aim is lasting relationships with our customers and policyholders through products and services that offer value for money and security. We also seek to enhance our company's reputation, built over 150 years, for integrity and for acting responsibly within society. Prudential plc (known as "the Pru") has…
SAFECO Plaza Seattle Washington 98185 United States SAFECO Corporation is one of the largest diversified financial corporations in the United States. Originally a property and-casualty insurance company, it also is engaged in health and life insurance, real estate management and development, surety, commercial credit, and investment management. An industry innovator, SAFECO was a stock company th…
2724 North Tenaya Way Las Vegas, Nevada 89128 U.S.A. Overseeing the largest and oldest health maintenance organization (HMO) in Nevada, Sierra Health Services, Inc. is the parent company for a collection of subsidiaries that provide comprehensive managed health care and administrative services. Sierra Health's subsidiaries during the mid-1990s included: Health Plan of Nevada, Inc., an HMO based i…
Sveavägen 44 S-103 50 Stockholm Sweden Company Perspectives: Our vision at Skandia is a declaration of our interest in helping people achieve their goals for quality of life. Our products and services enable people to invest and build up the financial resources they need to make their dreams come true. Since its founding in 1855, Sweden's Skandia Insurance Company, Ltd. (Försäkringsaktiebolage…
St. James's Place House, Dollar Street Cirencester Gloucestershire GL7 2AQ United Kingdom Company Perspectives: At the heart of our business is the St. James's Place Partnership, a team made up of some of the most experienced and able professional advisers working in financial services today. They provide exclusive access to the products and services of the three companies within the St. James's …
518 East Broad Street Columbus Ohio 43215 U.S.A. Company Perspectives With a commitment to responsible cost-based pricing, conservative investments and sound underwriting practices, State Auto Financial Corporation has maintained a healthy financial record since becoming a public company in 1991. Combined with its focus on providing outstanding service to policyholders and agents, State Auto has …
One State Farm Plaza Bloomington Illinois 61710 United States State Farm Mutual Automobile Insurance Company has been the number-one automobile insurer in the United States since 1942. The company has a long-standing reputation for offering vehicle insurance at low rates, while maintaining a standard of superior service. It is no accident that State Farm, with its 20% share of the U.S. market, is…
One State Farm Plaza Bloomington, Illinois 61710 U.S.A. Company Perspectives: State Farm's mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. We are people who make it our business to be like a good neighbor, who built a premier company by selling and keeping promises through our marketing partnership, who bring diverse talents and …
1980 Post Oak Boulevard, Suite 800 Houston Texas 77056 U.S.A. Company Perspectives Stewart continually applies new technology to achieve its mission of enhancing the real estate transaction process. The end result is a magnificent experience for its customers and increased value for its shareholders. With the prognosis for continue strong real estate sales and lending volumes, Stewart's investmen…
Allstate Plaza 2775 Sanders Road Northbrook, Illinois 60062 U.S.A. Company Perspectives: Consumer surveys indicate the insurance industry has a long way to go to satisfy customers completely. Customers want insurance to be friendlier and easier; they want the claims process to be fairer and more efficient; and they want their agents to be loyal and highly familiar with their needs. Thus we've und…
BUPA House 15-19 Bloomsbury Way London WC1A 2BA United Kingdom Company Perspectives BUPA's vision is "Taking Care of the Lives in Our Hands." It's a succinct description of what its people do around the world every hour of every day. The British United Provident Association Limited (BUPA) is a leading provider of private health insurance in Great Britain. It has more than eight million customers …
180 Maiden Lane New York New York 10038 The Continental Corporation is a holding company for a group of insurance companies. Continental operates a number of other financial service companies in areas such as risk-management consulting, and credit, but its mainstay is commercial and personal property and casualty insurance. Incorporated in 1968 to manage a growing group of insurance companies, Co…
787 Seventh Avenue New York New York 10019 United States Known for decades as one of the largest life insurance companies in the nation, The Equitable Life Assurance Society of the United States can describe itself today as a diversified financial services company. Besides its traditional insurance operations, Equitable also is involved heavily in real estate development and, thanks to its 1985 a…
1 First American Way Santa Ana, California 92707-5913 U.S.A. Company Perspectives: The information needed to make economic-transaction decisions must be timelier and more accurate than ever before. The need for this information is the engine that powers The First American Corporation. Originally devoted solely to the title insurance business, The First American Corporation, as a result of diversi…
59 Maiden Lane New York New York 10038 United States The Home Insurance Company is the 23rd-largest property and casualty company in the United States. Home provides virtually all lines of insurance, with the bulk of its business being industrial property insurance and liability for large accounts. The company has undergone numerous changes over the course of its history, and has contributed sign…
Box 789 Greenville, South Carolina 29602-0789 U.S.A. Company Perspectives: We are a company that always has been committed to meeting basic human needs: offering the financial security that strengthens family ties; providing the means to help people communicate with each other; and serving as a source for the capital that is so critical to the American promise of economic freedom and progress. Th…
1-1, Marunouchi 2-chome Chiyoda-ku, Tokyo 100 Japan The Meiji Mutual Life Insurance Company, Japan's oldest life insurer, is a world leader in the industry, with ¥138 trillion worth of life insurance in force, and premium income of ¥2.5 trillion in 1990. With almost 42,000 agents and 322 group representatives, Meiji Mutual is one of the world's largest life insurance companies. In Japan, from h…
7000 Midland Boulevard P.O. Box 1256 Cincinnati, Ohio 45201-1256 U.S.A. Company Perspectives: Our Mission: To enhance shareholder value by being an Indispensable Partner to customers in chosen markets by providing value-added specialty insurance products and services. Our Vision: We will create sustainable competitive advantage by providing our policyholders, associates, and business partners wit…
520 Broad Street Newark New Jersey 07102 United States The Mutual Benefit Life Insurance Company focuses on providing individual life insurance. The company has responded to changing lifestyles and needs by expanding its product lines to include group life and health insurance, pensions, corporate-owned life insurance, and asset-management services. Throughout its history, Mutual Benefit Life has…
1740 Broadway Street New York New York 10019 United States The Mutual Life Insurance Company of New York (MONY) has been successful for most of its history. It played a key role in the development of the U.S. life insurance industry. Although it has been selling conventional whole life policies for more than a century, MONY has accounted for several industry innovations. Despite its conservative …
18 Chestnut Street Worcester, Massachusetts 01608-0828 U.S.A. The Paul Revere Corporation ranks as North America's top provider of individual non-cancelable disability income insurance (DI), holding a market share of 18.4 percent at the end of 1993. The company, which had over a half-million individual DI policies in force in the early 1990s, is the only firm with a primary concentration on indiv…
601 Montgomery Street San Francisco, California 94111 U.S.A. Company Perspectives: PMI is a leader in mortgage risk management technology providing various products and services for the home mortgage finance industry as well as title insurance. Based in San Francisco, The PMI Group, Inc., operating through several wholly owned or partially owned subsidiaries, is one of the largest private mortgag…
6300 Wilson Mills Road Mayfield Village, Ohio 44143 U.S.A. Company Perspectives: We seek to be an excellent, innovative, growing and enduring business by cost-effectively and profitably reducing the human trauma and economic costs of auto accidents and other mishaps, and by building a recognized, trusted, admired, business-generating brand. By practically any measure, The Progressive Corporation …
385 Washington Street Saint Paul Minnesota 55102-1309 U.S.A. Company Perspectives We begin 2006 with distinct advantages. We have an impressive, broad national reach--built upon excellent relationships with our distributors at a local level--making us a "go-to" market in our agents' and brokers' offices. While our relationships are deep in many individual product lines, they do not always reflect…
3 George Street Edinburgh EH2 2XZ United Kingdom The Standard Life Assurance Company (the Standard), is the largest mutual life office in the European Economic Community (EEC). Although it once transacted business worldwide, it now restricts itself to the United Kingdom, the Republic of Ireland, and Canada. The bulk of Standard Life's business is obtained through agents and brokers. The Standard …
65 East 55th Street New York, New York 10022 U.S.A. Company Perspectives: The Company is committed to being an efficient provider of reinsurance and specialty insurance products and services while generating attractive returns for its shareholders. TIG Holdings, Inc. is engaged primarily in the business of property/casualty insurance and reinsurance, mainly through its TIG Insurance Co. and TIG R…
600 Montgomery Street San Francisco, California 94111 U.S.A. Transamerica Corporation is involved, largely through semi-independent subsidiaries, in life insurance, financial services, and real estate services. Through its Transamerica Life Insurance Companies subsidiary, it is the eighth-largest life insurer in North America, and its life insurance operations generated 48 percent of Transamerica…
80 Pine Street New York, New York 10005 U.S.A. Transatlantic Holdings, Inc. (TRH) is an insurance holding company that provides property and casualty reinsurance to other insurance and reinsurance firms in the United States and internationally through its Transatlantic Reinsurance Company and Putnam Reinsurance Company subsidiaries. As of 1993, over 45 percent of TRI's stock was held by American …
9 Place Vendome 75052 Paris Cédex 01 France on des Assurances de Paris (UAP) is 75% owned by the French state, and is France's largest insurer, active in all major branches of insurance: accident, motor, reinsurance, life, and in personal savings and investments. The recent history of UAP has been one of large-scale changes, since the group was formed by the state-decreed merger of three nationa…
300 Opus Center 9900 Bren Road East Minnetonka, Minnesota 55343 U.S.A. United HealthCare Corporation is a national leader in health care management programs, serving about two million health plan enrollees through about 20 locally based health maintenance organizations (HMOs) the company owns or manages. The company also serves about 20 million people in all 50 states through other managed-care s…
Walker House, 87 Mary Street P.O. Box 908GT George Town, Grand Cayman Cayman Islands Three Bala Plaza, East, Suite 300 Bala Cynwyd, Pennsylvania 19004 U.S.A. Company Perspectives: Our Strategy: Maintaining a Leadership Role in the E&S and Specialty Admitted Markets; Focusing on Specific Niche Markets in Which We Have Demonstrated Underwriting Expertise; Opportunistically Managing a Diverse Produc…
20 Burton Hills Boulevard Suite 100 Nashville, Tennessee 37215 U.S.A. Company Perspectives: Vanguard Health Systems aspires to be the pre-eminent organization of market-leading, top quality healthcare provider systems preferred by communities, patients, physicians, payers, employers and employees. Vanguard Health Systems Inc. acquires nonprofit hospital systems and converts them to investor-owned…
Victoriaplatz 1 D-40198 Düsseldorf Germany Company Perspectives: "Big. Strong. Fast." That is the strategic vision of the Victoria Group brought to the lowest denominator. Düsseldorf-based Victoria Group, formerly known as Victoria Holding AG is one of Germany's leading groups of direct all-round insurance companies and is part of the Ergo Group (Ergo Versicherungsgruppe A.G.), the country's se…
Victoriaplatz 1 D-4000 Düsseldorf Federal Republic of Germany VICTORIA Holding AG is the fourth-largest insurance group in Germany, offering coverage in all branches of life and non-life insurance. During its history, VICTORIA has been responsible for several innovations in the German insurance industry, despite a generally cautious approach to development. Any major changes have been carried ou…
3333 Quality Drive Rancho Cordova California 95670 U.S.A. Company Perspectives At VSP, we're dedicated to offering affordable, high-quality eyecare plans that put people first, support visual wellness and improve one's quality of life. As the nation's largest provider of exceptional eyecare coverage, more than one in 10 Americans rely on VSP for eyecare wellness. For close to half a century, we h…
300 Tower Parkway Lincolnshire, Illinois 60069 U.S.A. Through its two primary operating companies, Washington National Insurance Company and United Presidential Life Insurance Company, Washington National Corporation operates as an insurance holding company involved in marketing and underwriting life insurance, annuities, and health insurance for individuals and groups. After undergoing several y…
21555 Oxnard Street Woodland Hills, California 91367 U.S.A. Company Perspectives: The WellPoint Companies provide health security by offering a choice of quality branded health services designed to meet the changing expectations of individuals, families and their sponsors throughout a lifelong relationship. Many of the strengths that differentiate WellPoint from its competitors flow from our expe…
1 Park Circle Westfield Center, Ohio 44251 U.S.A. Company Perspectives: A Leader Today. A Leader Tomorrow. Westfield today is a leading regional insurance group. Our strength comes through relationships we have built with employees, independent agents, policyholders, and business partners. The product we offer is peace of mind, and our promise of protection is supported by a commitment to service…
Crawford House 23 Church Street Hamilton HM 11 Bermuda Company Perspectives: White Mountains' mission is to be an intelligent owner of a premier group of regional or niche property/casualty and specialty underwriters which, with prudent operating and financial leverage, produces for its owners a long-term return of at least 700 basis points over ten-year treasuries after all applicable corporate …
Ten Trinity Square London EC3P 3AX England Company Perspectives: Our goal is to meet clients' needs in managing and reducing the cost of risk to the highest attainable standard. Willis Corroon Group plc. is a world-leading provider of insurance and reinsurance brokerage services. Headquartered in London, England, with U.S. headquarters in Nashville, Tennessee, Willis Corroon operates more than 25…
Post Office Box 357 General Guisan-Strasse 40 CH-8401 Winterthur, Zurich Switzerland Company Perspectives: The goal of Winterthur is to set the European benchmark for profitability, productivity and quality. Operational efficiency and client service are the most important priorities in this regard. The prospects are good, based on the company's excellent employees and strong brand. Premium growth…
Mythenquai 2 8022 Zurich Switzerland Company Perspectives: Connecting here. To there. This is how we are striving to do business at Zurich. Connecting people to ideas and to solutions that best respond to their needs and aspirations. Connecting capital to promising investment opportunities. Connecting our worldwide resources—people, knowledge and technology—so we can continue to discover new …